Chop all the vegetables and place in a large salad bowl. Set aside.
Place kidney or black beans in a small saucepan on medium heat. Add the salsa, the nutritional yeast (if using), and spices. Stir and cook for 2 minutes.
Cool slightly. Spoon beans over the salad.
Top with jalapeños, tortilla chips, guacamole, sour cream, black olives, and additional garnishes as desired.
Note: This is a great opportunity to try our Cashew Tofu Sour Cream. https://veggiefestchicago.org/recipe/cashew-tofu-sour-cream/